Individual & Group Life

This insurance covers all business underwritten by the insurance company whether direct, by way of co-insurance, facultative insurance. It is divided into two major classes namely: corporate and retail insurance. The distinct feature is that corporate targets a group of people who pursues interest other than insurance

whereas retail insurance is sold to individuals. In addition, corporate and retail insurance are characterized as short term and long-term business, respectively.

• Corporate insurance – The products herein include group life, group credit life, Last expense, and critical illnesses.
• Retail insurance – The products here are categorized into whole life, endowment, term life products.